Luma vs Zeffy

Zeffy (0%, nonprofits only) is cheaper than Luma (5%) at every ticket price we checked. On a $30 ticket, with card processing included, Luma costs $2.67 and Zeffy costs $0.00.

Fees and features from each platform's public pricing pages, checked September 2026.

Luma and Zeffy at a glance

Luma

Luma is an event page, registration and community calendar tool, popular for meetups and tech events. It is free to use with a 5% fee on paid tickets, or 0% on the Luma Plus subscription, and payments run through the organizer's own Stripe account. Guest messaging by email, SMS and WhatsApp is built in.

Fee per paid ticket
5%plus card processing
When you're paid
As tickets sell, on your own Stripe payout schedule
Best for
Community meetups and tech events with free or simple paid registration
Based in
San Francisco, USA, founded 2020

Zeffy

Zeffy is a fundraising platform for nonprofits that includes event ticketing alongside donations, raffles, auctions and memberships. It charges no platform or card processing fees and is funded by an optional contribution that buyers can add at checkout. Only registered nonprofits can use it.

Fee per paid ticket
0%, nonprofits onlyincludes card processing
When you're paid
Weekly by default, after a fraud review of one to three business days
Best for
Registered nonprofits and charities running fundraising events
Based in
Montréal, Canada

Hi.Events

Also worth a look

Hi.Events is an open-source ticketing platform with a hosted cloud version. Organizers sell from their own branded event pages or an embedded widget, and card payments settle straight into their own Stripe account as tickets sell.

Fee per paid ticket
1.25% + $0.60plus card processing
When you're paid
As tickets sell, on your own Stripe payout schedule
Best for
Organizers who want low published fees, their own branding and their money as tickets sell
Based in
Ireland
Start selling for free
§ 01 · Fees

What Luma and Zeffy cost

The all-in cost of selling 250 tickets at $30 each: platform fee plus card processing. Move the sliders to match your event.

Ticket price$30
Tickets sold250
Luma · 5%$668

$375 platform fee + about $293 card processing.

Zeffy · 0%, nonprofits only$0

Card processing is included in the fee.

Hi.Events · 1.25% + $0.60$536

$244 platform fee + about $292 card processing.

Illustrative, from each platform's published standard rate. Where a platform charges card processing on top, we add its own stated rate or a standard 2.9% + $0.30 per ticket, so every total is like for like. Your actual card rate depends on your processor and the cards your buyers use.

§ 02 · Features

Luma vs Zeffy, feature by feature

Where the two differ, and where they don't.

FeatureLumaZeffyHi.Events
Platform fee per paid ticket5%0%, nonprofits only1.25% + $0.60
Card processingCharged on topIncluded in the feeCharged on top
Free eventsFreeFreeFree
When you're paidAs tickets sell, on your own Stripe payout scheduleWeekly by default, after a fraud review of one to three business daysAs tickets sell, on your own Stripe payout schedule
Payment processorYour own Stripe accountZeffy, through StripeYour own Stripe account
Pass fees on to buyersNoNo fees to pass on; buyers see an optional tip Yes
Your branding at checkoutCustom event URLs on Luma PlusYour logo and colors on forms Yes
Embed checkout on your site Yes Yes Yes
Listed in a consumer marketplace YesNot statedNo
Tickets work without an app or account Yes Yes Yes
QR check-in app YesYes, in any phone browserYes, in any phone browser
Reserved seatingNot statedNoNo
Recurring events and time slotsNo Yes Yes
Promo codes Yes Yes Yes
Waitlist YesNo Yes
Custom checkout questions Yes Yes Yes
API and webhooksOn Luma Plus onlyRead-only APIWebhooks
Official ticket resaleNoNot statedNo
Open sourceNoNo Yes
Can be self-hostedNoNo Yes
§ 03 · Trade-offs

Strengths and limitations

Luma

Strengths

  • Free plan with unlimited events and guests
  • Luma Plus removes the platform fee entirely
  • Money goes to your own Stripe account as tickets sell
  • Email, SMS and WhatsApp guest messaging built in

Limitations

  • Fees cannot be passed to the buyer
  • No recurring events or time slots; you clone events instead
  • API, webhooks and Zapier need the paid plan
  • Built for registration more than box-office ticketing

Luma Plus, at $59 a month billed annually, removes the 5% fee and adds API access, Zapier and tax collection. Fees cannot be added on top of the ticket price, so the organizer always absorbs them.

Zeffy

Strengths

  • No platform or card processing fees for the organization
  • Ticketing sits next to donations, raffles, auctions and tax receipts
  • Multi-date events, discount codes and custom questions included
  • Weekly payouts by default

Limitations

  • Nonprofits only, in six countries
  • Buyers are asked for a contribution to Zeffy that you cannot remove
  • No waitlist or reserved seating
  • The API is read-only

Zeffy is funded by an optional contribution shown to each buyer at checkout. The buyer can set it to zero, but the organization cannot remove or change the suggested amounts. Businesses and individuals cannot use Zeffy.

§ 04 · Verdict

Which should you choose?

Choose Hi.Events if

you want a low published fee, your own branding at checkout and card payments in your own Stripe account as tickets sell.

Start selling for free →
§ 05 · FAQ

Luma vs Zeffy: common questions

Is Luma cheaper than Zeffy?
Zeffy (0%, nonprofits only) is cheaper than Luma (5%) at every ticket price we checked. On a $30 ticket, with card processing included, Luma costs $2.67 and Zeffy costs $0.00. Zeffy's published fee includes card processing and Luma's does not, so the figures above add card processing to Luma to keep the comparison like for like.
Which pays out faster, Luma or Zeffy?
Luma: as tickets sell, on your own Stripe payout schedule. Zeffy: weekly by default, after a fraud review of one to three business days. Luma gets money to you sooner, which matters if you have deposits or suppliers to pay before the event.
Do Luma and Zeffy promote events in a marketplace?
Luma lists events in its own consumer marketplace, which can bring you buyers you would not otherwise reach. Zeffy does not, so you bring your own audience.
Are free events free on Luma and Zeffy?
Luma: free. Zeffy: free.
Is there a cheaper alternative to Luma and Zeffy?
Hi.Events charges 1.25% + $0.60 per paid ticket, the same for every organizer, with no monthly fee. On a $30 ticket that is $2.15 including Stripe's card processing. Card payments settle into your own Stripe account as tickets sell, and free events are free. It has no consumer marketplace, so it suits organizers who bring their own audience.See pricing →
§ 06 · More comparisons

Compare with something else

Luma vs

Zeffy vs

See every comparison → · Luma fees explained → · Zeffy fees explained →

Sources and corrections

Every figure on this page comes from the platform's own pricing and help pages, checked September 2026. Platforms change their pricing, so confirm with the vendor before you decide. If something here is out of date, tell us and we will fix it. Product names are trademarks of their owners; Hi.Events is not affiliated with Luma or Zeffy.

Or skip both

Hi.Events gives you a low published fee, your own branding and your money as tickets sell. Create an event and see how it compares with Luma and Zeffy for yourself.

Get started free

Free events cost nothing. Paid tickets are 1.25% + $0.60, with no monthly fee and no contract — see the full pricing.