Luma vs Posh

Luma (5%) is cheaper than Posh (10% + $0.99) at every ticket price we checked. On a $30 ticket, with card processing included, Luma costs $2.67 and Posh costs $3.99.

Fees and features from each platform's public pricing pages, checked September 2026.

Luma and Posh at a glance

Luma

Luma is an event page, registration and community calendar tool, popular for meetups and tech events. It is free to use with a 5% fee on paid tickets, or 0% on the Luma Plus subscription, and payments run through the organizer's own Stripe account. Guest messaging by email, SMS and WhatsApp is built in.

Fee per paid ticket
5%plus card processing
When you're paid
As tickets sell, on your own Stripe payout schedule
Best for
Community meetups and tech events with free or simple paid registration
Based in
San Francisco, USA, founded 2020

Posh

Posh is a US ticketing platform and app built for nightlife, parties and culture-led events. It bundles marketing tools such as unlimited SMS campaigns, affiliate links and an Explore discovery feed with ticketing, and its fee is added to the buyer's price with card processing included.

Fee per paid ticket
10% + $0.99includes card processing
When you're paid
As tickets sell; sales become available 24 to 48 business hours after purchase
Best for
US nightlife and party organizers who want SMS and affiliate marketing built in
Based in
New York, USA, founded 2019

Hi.Events

Also worth a look

Hi.Events is an open-source ticketing platform with a hosted cloud version. Organizers sell from their own branded event pages or an embedded widget, and card payments settle straight into their own Stripe account as tickets sell.

Fee per paid ticket
1.25% + $0.60plus card processing
When you're paid
As tickets sell, on your own Stripe payout schedule
Best for
Organizers who want low published fees, their own branding and their money as tickets sell
Based in
Ireland
Start selling for free
§ 01 · Fees

What Luma and Posh cost

The all-in cost of selling 250 tickets at $30 each: platform fee plus card processing. Move the sliders to match your event.

Ticket price$30
Tickets sold250
Luma · 5%$668

$375 platform fee + about $293 card processing.

Posh · 10% + $0.99$998

Card processing is included in the fee.

Hi.Events · 1.25% + $0.60$536

$244 platform fee + about $292 card processing.

Illustrative, from each platform's published standard rate. Where a platform charges card processing on top, we add its own stated rate or a standard 2.9% + $0.30 per ticket, so every total is like for like. Your actual card rate depends on your processor and the cards your buyers use.

§ 02 · Features

Luma vs Posh, feature by feature

Where the two differ, and where they don't.

FeatureLumaPoshHi.Events
Platform fee per paid ticket5%10% + $0.991.25% + $0.60
Card processingCharged on topIncluded in the feeCharged on top
Free eventsFreeFreeFree
When you're paidAs tickets sell, on your own Stripe payout scheduleAs tickets sell; sales become available 24 to 48 business hours after purchaseAs tickets sell, on your own Stripe payout schedule
Payment processorYour own Stripe accountStripe, managed through PoshYour own Stripe account
Pass fees on to buyersNoAlways; the fee is added to your base price Yes
Your branding at checkoutCustom event URLs on Luma PlusEvent pages; branding removal not stated Yes
Embed checkout on your site Yes Yes Yes
Listed in a consumer marketplace Yes YesNo
Tickets work without an app or account YesBuyers need a Posh account Yes
QR check-in app Yes YesYes, in any phone browser
Reserved seatingNot statedTable maps onlyNo
Recurring events and time slotsNo Yes Yes
Promo codes Yes Yes Yes
Waitlist Yes Yes Yes
Custom checkout questions Yes Yes Yes
API and webhooksOn Luma Plus onlyWebhooks onlyWebhooks
Official ticket resaleNoTransfers and waitlist returnsNo
Open sourceNoNo Yes
Can be self-hostedNoNo Yes
§ 03 · Trade-offs

Strengths and limitations

Luma

Strengths

  • Free plan with unlimited events and guests
  • Luma Plus removes the platform fee entirely
  • Money goes to your own Stripe account as tickets sell
  • Email, SMS and WhatsApp guest messaging built in

Limitations

  • Fees cannot be passed to the buyer
  • No recurring events or time slots; you clone events instead
  • API, webhooks and Zapier need the paid plan
  • Built for registration more than box-office ticketing

Luma Plus, at $59 a month billed annually, removes the 5% fee and adds API access, Zapier and tax collection. Fees cannot be added on top of the ticket price, so the organizer always absorbs them.

Posh

Strengths

  • Money is available before the event, with free standard payouts
  • Unlimited SMS campaigns, affiliate links and a discovery feed included
  • Embeddable checkout, custom questions and webhooks
  • Event series, waitlists and table-service maps

Limitations

  • A comparatively high fee per paid ticket
  • US-focused, with no published rates outside USD
  • Instant payouts cost 5%
  • Buyers must create a Posh account to buy

The fee is added on top of your base price and shown to buyers as one all-in price. Standard payouts are free; an instant payout costs 5%.

§ 04 · Verdict

Which should you choose?

Choose Hi.Events if

you want a low published fee, your own branding at checkout and card payments in your own Stripe account as tickets sell.

Start selling for free →
§ 05 · FAQ

Luma vs Posh: common questions

Is Luma cheaper than Posh?
Luma (5%) is cheaper than Posh (10% + $0.99) at every ticket price we checked. On a $30 ticket, with card processing included, Luma costs $2.67 and Posh costs $3.99. Posh's published fee includes card processing and Luma's does not, so the figures above add card processing to Luma to keep the comparison like for like.
Which pays out faster, Luma or Posh?
Luma: as tickets sell, on your own Stripe payout schedule. Posh: as tickets sell; sales become available 24 to 48 business hours after purchase. In practice the two are similar.
Do Luma and Posh promote events in a marketplace?
Yes, both do. Luma and Posh each list events in their own consumer marketplace, which can bring you buyers you would not otherwise reach. The trade-off is that your event sits next to other organizers' events.
Are free events free on Luma and Posh?
Luma: free. Posh: free.
Is there a cheaper alternative to Luma and Posh?
Hi.Events charges 1.25% + $0.60 per paid ticket, the same for every organizer, with no monthly fee. On a $30 ticket that is $2.15 including Stripe's card processing. Card payments settle into your own Stripe account as tickets sell, and free events are free. It has no consumer marketplace, so it suits organizers who bring their own audience.See pricing →

Sources and corrections

Every figure on this page comes from the platform's own pricing and help pages, checked September 2026. Platforms change their pricing, so confirm with the vendor before you decide. If something here is out of date, tell us and we will fix it. Product names are trademarks of their owners; Hi.Events is not affiliated with Luma or Posh.

Or skip both

Hi.Events gives you a low published fee, your own branding and your money as tickets sell. Create an event and see how it compares with Luma and Posh for yourself.

Free events cost nothing. Paid tickets are 1.25% + $0.60, with no monthly fee and no contract — see the full pricing.